Ngnat moves her monthly Kiva funding to Tajikistan, where it will help Mahmadsharif Holikov buy and sell calves.
Mahmadsharif Holikov lives in Gissar district. He is 34 and married with three children. He does not have a formal education, but he works as an on-demand apartment repairman. This job allows him to make money, but the work is seaonal and there is not always demand for repairs. The money he receives isn’t enough to feed his family, so in addition, he raises livestock. He buys calves, fattens them over 40-45 days, and then sells them back at a profit. He has been doing this for eight years. This business is popular and widely accepted in rural places, and for this reason it brings him income. However, due to the cold winter in Tajikistan, the amount of money Mahmadsharif can put into his business has decreased. He was forced to sell several calves in order to buy food for the others. He needs a loan in order to buy more livestock. This will allow him to re-establish his business and bring his family needed income. Mahmadsharif plans to repay the loan within twelve months.
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